Terms of Use

1. Acceptance of Terms

By accessing and using the website at qp-advisory.com (the "Website"), operated by QP Advisory Pte. Ltd. ("QP Advisory", "we" or "us"), you agree to be bound by these Terms of Use. If you do not agree to these terms, please discontinue use of the Website.

2. No Professional Advice

The information provided on this Website is for general informational purposes only and does not constitute professional advice, including but not limited to legal, tax, accounting, insurance, financial advisory or corporate secretarial advice. Nothing on this Website creates a professional advisory or client relationship.

Professional services are provided only after a formal engagement letter or service agreement has been signed. You should seek qualified professional advice before making any business, legal or financial decisions.

3. Regulatory Disclaimer

QP Advisory Pte. Ltd. (UEN 201132558W) is a company incorporated in Singapore. Insurance and regulated financial advisory services referenced on this Website are provided separately by appropriately licensed or exempt entities, subject to client eligibility and applicable regulatory requirements under the Monetary Authority of Singapore (MAS) and relevant legislation.

We do not hold ourselves out as a licensed financial adviser, insurance broker, or corporate service provider unless specifically stated with the relevant licence reference. Where regulated services are required, clients may be introduced to independent professional partners who hold the necessary licences.

4. Intellectual Property

All content on this Website, including text, graphics, logos, design elements and software, is the property of QP Advisory Pte. Ltd. or its content providers and is protected by Singapore and international intellectual property laws. You may not reproduce, distribute or create derivative works without our prior written consent.

5. No Warranty

This Website is provided "as is" without warranties of any kind, whether express or implied. We do not warrant that the information is accurate, complete, current or suitable for any particular purpose. Your use of the Website is at your own risk.

6. Limitation of Liability

To the fullest extent permitted by law, QP Advisory Pte. Ltd. shall not be liable for any direct, indirect, incidental, consequential or punitive damages arising from your use of or reliance on the Website or any information contained herein.

7. Third-Party Links

This Website may contain links to third-party websites. We are not responsible for the content, privacy practices or accuracy of such external sites. Accessing third-party links is at your own risk.

8. Changes to Terms

We reserve the right to update or modify these Terms of Use at any time. Changes are effective immediately upon posting on the Website. Continued use of the Website constitutes acceptance of the updated terms.

9. Governing Law

These Terms of Use are governed by the laws of the Republic of Singapore. Any disputes arising shall be subject to the exclusive jurisdiction of the courts of Singapore.

10. Contact